Rural Credit Constraint and Informal Rural Credit Accessibility in China

Entrepreneurial Activities of Returning Migrants under Credit Constraint in Rural China

This paper shall take the angle of entrepreneurship among returning migrants, who face borrowing constraints, to examine whether and to what extent the entrepreneurial activities of returnees a ect the rural area development. In the literature there has been some debate about nancial sector reforms in developing countries, and there has also been studies on internal migration and its in uence. ...

Agriculture Credit in India: An Integrated Rural Credit Approach

This paper is aimed at strengthening policy reforms in the area of agriculture credit delivery system for the sustainability of agriculture for food security and rural development. In India strengthening of agriculture is important for elimination of rural poverty, food insecurity, unemployment and sustainability of natural resources. But till today strengthening of agriculture was meant to be ...

Microfinance and Rural Credit: Is it an Alternative Source of Rural Credit

Formal financial institutions failed to reach the poorer sections of the rural society due to informational asymmetry, moral hazard and enforcement problems. The necessity of having alternative rural credit systems which will solve the problems of rural credit institutions is clearly warranted. Micro finance institutions are seen to have characteristics that help solve the problems moral hazard...

Credit Options to the Rural Poor: Microfinance as a Source of Rural Credit in India

Informal sector lenders remain a strong presence in rural India in terms of providing credit facilities in rural India. Farmers and rural poor borrowings from Money lenders and other informal sources of rural credit still significant this sources some extent i.e. 77 percent to 32 percent. In this situation micro finance has emerged as an alternative source of rural credit, microfinance programm...

Farmers’ Choice and Informal Credit Markets in China